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    First-Timer's Guide to Buying a Caravan in 2026

    The complete first-timer's guide to buying a caravan in 2026. Covers towing limits, the 85% rule, licence requirements, essential viewing checks, common mistakes to avoid, and realistic running costs. Includes a printable checklist.

    The complete first-timer's guide to buying a caravan in 2026. Covers towing limits, the 85% rule, licence requirements, essential viewing checks, common mistakes to avoid, and realistic running costs. Includes a printable checklist.

    8 min read
    Published 1 Feb 2026Updated 14 Feb 2026

    The RoamWorthy Editorial Team helps UK buyers find the right caravan, motorhome, or campervan through practical guidance on weights, layouts, and buying decisions. Our guides are reviewed by experienced caravanners and updated regularly.

    View all articles →

    Should you buy a caravan? The honest answer

    Caravanning offers genuine freedom: no hotel bookings, your own bed every night, and access to the UK's best sites at a fraction of B&B costs. But it's not for everyone. You need a suitable tow car, somewhere to store it when you're not using it, and the patience to learn reversing (it's easier than people think). If that sounds manageable, this guide will walk you through everything you need to know.

    Step 1: Check what your car can tow

    Before falling in love with a caravan, you need to know your car's limits. Every car has three key numbers you must understand:

    • Kerbweight – The weight of your car with fluids but no passengers or luggage
    • Maximum towing capacity – The absolute limit set by the manufacturer
    • Gross Train Weight (GTW) – The maximum combined weight of car, caravan, and everything inside both

    You can find these on your V5C logbook or use our free towing calculator to check all three instantly by entering your registration.

    Step 2: Understand the 85% rule

    The 85% rule is the golden guideline for safe, stable towing. It states: your caravan's MTPLM (Maximum Technically Permissible Laden Mass) should not exceed 85% of your car's kerbweight. This isn't law, but it's the standard recommended by the Caravan and Motorhome Club and most experienced caravanners.

    Example: If your car weighs 1,500kg, you should tow a caravan with an MTPLM no greater than 1,275kg (1,500 × 0.85).

    Exceeding 85% doesn't make towing illegal, but it increases sway risk, reduces braking efficiency, and makes the outfit harder to control in crosswinds.

    Step 3: Know the weight terms

    Caravan weight terminology confuses most first-timers. Here's what each term actually means:

    TermWhat it meansWhy it matters
    MTPLMMaximum Technically Permissible Laden MassThe maximum loaded weight your caravan can legally carry. This is the figure to compare against your 85% calculation.
    MIROMass In Running OrderThe caravan empty with standard equipment and full gas/water. The starting point for working out payload.
    PayloadMTPLM minus MIROHow much you can actually load inside. Aim for at least 150kg for couples, 200kg+ for families.
    NoseweightDownward force on the towballTypically 50-100kg. Your car has a maximum noseweight limit too, check it matches.

    Step 4: Licence requirements for towing

    If you passed your driving test after 1 January 1997, you may have restrictions on what you can tow. The basic rule: your car plus caravan combined weight cannot exceed 3,500kg unless you hold a B+E (trailer) licence.

    Good news: since December 2021, you can now add B+E to your licence by taking a simple trailer test, or if your outfit stays under 3,500kg, you need no additional licence at all.

    Our towing calculator checks your licence requirements automatically based on the weights you enter.

    Step 5: What to check when viewing a caravan

    This is where first-timers often go wrong. Don't get distracted by upholstery or fancy gadgets. Focus on the fundamentals:

    Priority checks (walk away if these fail)

    • Damp – The single biggest caravan killer. Ask for a recent damp report (within 12 months) or bring your own meter. Check around windows, skylights, and the front/rear panels. Any readings above 15% need investigation.
    • Chassis condition – Look for rust, especially around the A-frame, axle, and corner steadies. Surface rust is normal; structural rust is a deal-breaker.
    • Service history – A caravan serviced annually is worth more than one that's been neglected. Ask for receipts.

    Secondary checks

    • Tyres – Check tread depth and manufacturing date (stamped on sidewall). Replace if over 5 years old regardless of tread.
    • Brakes – Engage the handbrake and try to push the caravan. It shouldn't budge.
    • Electrics – Test all 12V and 230V sockets, lights, water pump, and control panel.
    • Gas system – Check appliances light correctly and the gas locker seal is intact. Gas systems need professional certification every 3 years.
    • Windows and seals – Open every window, check hinges aren't cracked, and seals aren't perished.

    Step 6: Common first-timer mistakes to avoid

    We see these errors repeatedly:

    • Buying too big – A 6-berth sounds sensible but weighs more, costs more to store, and is harder to tow. Match berths to actual sleeping needs.
    • Ignoring payload – A caravan with 80kg payload sounds fine until you add an awning (40kg), bedding, and supplies. You'll be overweight before you leave the driveway.
    • Skipping the damp check – "It's been stored inside" means nothing. Damp enters through seals, not rain. Always check.
    • Forgetting running costs – A £8,000 caravan with £1,200/year storage, £300 insurance, and £250 servicing costs £1,750 annually before you've gone anywhere.
    • Buying from photos alone – Private sales especially. Always view in person, ideally in daylight.

    Step 7: Budget beyond the purchase price

    First-time buyers often underestimate ongoing costs. Here's a realistic breakdown for 2026:

    CostAnnual estimateNotes
    Storage£500-1,500CaSSOA-approved sites cost more but offer better security
    Insurance£200-400Specialist caravan insurers like Caravan Guard often beat general insurers
    Servicing£200-350Annual service essential for warranty and safety
    Site fees£25-50/nightCaravan Club sites average £28-35; private sites vary widely
    Essential accessories£300-800 (one-off)Awning, levelling blocks, aquaroll, wastemaster, towing mirrors

    Step 8: When to buy (seasonal tips)

    Timing matters more than most buyers realise:

    • Best prices: October to February. Dealers are quieter, private sellers are motivated before storage renewals.
    • Worst prices: March to May. Everyone's preparing for the season and demand peaks.
    • Show season: The NEC Caravan Show (October) and spring shows offer deals, but crowds make viewing difficult. Visit dealers the week after shows when they're well-stocked but less busy.

    Recommended first caravans for 2026

    For first-timers, we recommend lightweight 2-4 berth tourers from established brands with good dealer networks:

    Browse all used caravans for sale, or filter by fixed bed layouts, 2-berth, or 4-berth models.

    Your first-timer checklist

    Print this or screenshot it for viewings:

    • Car towing limits checked (use our calculator)
    • Caravan MTPLM within 85% of car kerbweight
    • Licence requirements confirmed
    • Damp report obtained or own meter used
    • Service history reviewed
    • Chassis and A-frame inspected for rust
    • All electrics tested (12V, 230V, lights)
    • Gas appliances checked
    • Tyres inspected (tread and age)
    • Payload calculated with your gear
    • Storage solution arranged
    • Insurance quotes obtained

    Ready to start searching?

    Use our towing calculator first to establish your weight limits. Then browse used caravans filtered to match your car. Set up an alert for your criteria and we'll notify you when matching caravans are listed.

    Can your car tow it?

    Free towing check. Takes 30 seconds

    Try the RoamWorthy towing calculator
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